About SBA Loans

Our SBA loans help finance many aspects of a small business, including working capital and fixed assets. SBA Loans offers small business owners low rates and long-term funding. Whatever your financing need is, we have the right loan program for you.

Common SBA Programs:

  • SBA 7a: Up to $5 million without Owner Occupied Business Real Estate.
  • SBA 504: Up to $10 million including Owner Occupied Business Real Estate.

Funding Includes:

  • Business acquisition
  • Fixed asset purchases
  • Business expansion
  • Start-up expenses
  • Debt refinance

Qualifications: 

  • Operate for profit
  • Employee size is generally 500 or lower (may be higher depending on the industry)
  • Revenue size may not exceed $50 million
  • Be engaged in, or propose to do business in, the United States or its possessions
  • Have reasonable invested equity (Or 10% down payment if the loan is for the purchase of a Business or Business operated Real Estate)
  • Be able to demonstrate a need for the loan proceeds
  • Use the funds for a sound business purpose
  • Not be delinquent on any existing debt obligations to the U.S. government
  • Ineligible industries include those engaged in illegal activities, loan packaging, speculation, multi-sales distribution, gambling, investment or lending, or where the owner is on parole.

This site uses cookies to process your loan application and other features. You may elect not to accept cookies which will keep you from submitting a loan application. By your clicked consent/acceptance you acknowledge and allow the use of cookies. By clicking I Accept you acknowledge you have read and understand Vera Realty and Investment Capital Group LLC's Privacy Policy.